> ## Documentation Index
> Fetch the complete documentation index at: https://docs.paytring.com/llms.txt
> Use this file to discover all available pages before exploring further.

# AI Use Cases

> Where Paytring AI turns messy payment context into typed, actionable decisions.

Payments produce a lot of text: support tickets, dispute descriptions, checkout notes, webhook payloads, order history. **Beep**, Paytring's decision model, reads any text or JSON state and answers the typed questions you define — a category, a severity level, or a yes/no probability — in a single request. You choose the questions; nothing needs training.

<CardGroup cols={2}>
  <Card title="Transaction risk signals" icon="shield-halved">
    Flag suspicious checkouts using order, payment, device, IP and address context. Ask: *how risky is this transaction?* and get `low_risk` / `review` / `high_risk` back.
  </Card>

  <Card title="Payment method prediction" icon="credit-card">
    Recommend card, net banking or BNPL for a checkout based on the customer's history and order context.
  </Card>

  <Card title="Duplicate charge and refund triage" icon="rotate">
    Spot duplicate charges and decide refund eligibility before a support agent opens the case.
  </Card>

  <Card title="Failed payment retry decisions" icon="arrows-rotate">
    After a failed payment, decide whether to retry, switch the payment method, or stop and escalate.
  </Card>

  <Card title="Dispute and chargeback handling" icon="scale-balanced">
    Route disputes to evidence response, acceptance, or manual review based on delivery proof and authentication.
  </Card>

  <Card title="Support ticket routing" icon="headset">
    Send tickets to billing, technical, risk, or general queues, with urgency and churn signals attached.
  </Card>
</CardGroup>

## How it fits together

1. Send a **state** (text or JSON) and 1–4 **typed questions** to `POST /v1/classify/`.
2. Beep answers every question in one forward pass, returning label probabilities and a confidence value.
3. Apply your own thresholds — validated on your data — to automate, queue, or escalate.

<Note>
  Access is enabled per account, authenticated with **HTTP Basic** using your Paytring credentials. Contact your **Paytring account manager** to get started.
</Note>

## Next steps

<CardGroup cols={2}>
  <Card title="Meet Beep" icon="wand-magic-sparkles" href="/ai/beep">
    The decision model behind these use cases.
  </Card>

  <Card title="Classify API" icon="code" href="/api-reference/beep/classify">
    Request format, examples, responses, and errors.
  </Card>
</CardGroup>